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Medicare

Understanding the Difference Between Medicare’s Copayments and Coinsurance

Written by Evens Stevenson

Although Medicare pays a great deal towards both hospitalization and doctors’ services, the program also leaves a number of gaps in terms of out of pocket costs for its enrollees. These expenses can come in many different forms, including copayments, deductibles, and coinsurance. It is important for Medicare enrollees to have a good understanding of.. More

Understanding Medicare’s Coverage Limits – And When You’ve Reached Them

Written by Evens Stevenson

Even though Medicare Parts A and B may cover a number of different services when it comes to both hospitalization and doctors’ visits, this program also poses a number of limitations on the benefits that it provides. Having a good understanding of these limits will help enrollees to better prepare for the possible out-of-pocket costs.. More

The Purpose of Medicare – Why Medicare Exists

Written by Evens Stevenson

Medicare is a federally funded program that’s purpose is to provide basic health insurance to those age 65 and over, as well as to other specific qualified individuals. Over the years, Medicare has become the leading health care insurance program in the United States for seniors. While it’s one of the most widely known government program,.. More

What is a Medicare Special Needs Plan?

Written by Evens Stevenson

Although Medicare covers a wide range of health care services for its enrollees, there are some individuals who are eligible for a special type of Medicare plan. This plan is known as a Medicare Special Needs Plan, or an SNP. Because these plans aren’t as common, the confusion is widespread about what it offers. For anyone.. More

New Era Company Review

Written by Evens Stevenson

Even with health insurance, like Medicare, you could still be responsible for a mountain of out-of-pocket expenses. Depending on your health, those bills could completely wipe out your retirement savings.

Understanding Medicare’s Many Enrollment Periods

Written by Evens Stevenson

As you approach age 65, one of the important milestones that will be coming up in your life is your eligibility for Medicare. This health care program covers a great deal of services – including hospitalization, medical services, and prescription drugs.

Replacing A Lost or Stolen Medicare Card

Written by Evens Stevenson

Upon enrolling in Medicare, an individual will receive an official identification card. These cards are red, white, and blue, and they signify that the enrollee is a participant in Medicare health care insurance. When receiving Medicare covered services, it is important to show this ID card to the service provider. Since you have your new.. More

Opting Out of Medicare Part A or Part B

Written by Evens Stevenson

Although many people look forward to the time when they can enroll in Medicare’s coverage, there are certain situations where an individual may not need or want the benefits that Medicare Part A or B can offer. Medicare can be a tricky program to either enroll in or opt out of. They have several deadlines,.. More

Medicare for Domestic Partners

Written by Evens Stevenson

In June 2013, the United States Supreme Court struck down part of the Defense of Marriage Act, or DOMA. In doing so, the term “spouse” is now no longer narrowly defined as being a person who is married to someone of the opposite sex when it comes to eligibility for federal benefits. This means that.. More

Calculating Your Medicare Part B Premium

Written by Evens Stevenson

Every year there are hundreds of thousands of Medicare enrollees that enter in the program. Just about all of them pay the exact same amount every month for their Medicare coverage, but there are a few circumstances where enrollees could be paying more or less in premiums. If you’re about to enroll in Medicare, you’re.. More